Products & Services

Merchant Cash Advance

Need to purchase new inventory or equipment for your business? Are you looking to open a new location or renovate your current location? Did some unexpected expenses catch you off guard?

If you answered YES to any of these questions and are not sure how you will fund the project or make the necessary purchases, BPI offers a Merchant Cash Advance. A Merchant Cash Advance is NOT a loan; it has NO interest rates, NO hidden fees, NO fixed payback schedule, NO closing costs, NO loss in the equity of your business, and NO personal guarantee or posting of collateral. Rather, the Merchant Cash Advance delivers to you a lump sum for use as working capital in return for the purchase of a specified amount of future MasterCard and VISA credit card sales. It is like factoring, a well known process for generating cash flow for businesses, only here cash is advanced based on an event that has yet to happen – your anticipated credit card sales based upon historical performance.

ACHeck21™ - The Single-Source Solution for Intelligent Payment Processing

The ACHeck21™ solution suite provides a flexible, scalable and completely configurable solution designed to support even the most complex check processing environments.

ACHeck21™ is more than remote deposit – it is an end-to-end payment processing and business automation solution that helps you run your business smarter.

The ACHeck21™ solution is a single source solution fully capable of providing you with any of the industry-supported payment types:

  •  Back Office Conversion (BOC)
  •  Accounts Receivable Conversion (ARC)
  •  Point-of-Sale (POS)
  •  Point-of-Sale (POP)
  •  Web Payments (WEB)
  •  Interactive Voice Response (IVR)
  •  Return Check Processing (RCK)

The ACHeck21™ solution will provide your company the ability to convert not only consumer checks to ACH payments, but also do image conversion (X9/Check 21) conversion of any ACH ‘ineligible’ items. To learn more, visit www.acheck21.com.

Additional Services

Besides credit/debit card transactions, BPI has a wide range of additional services.

  •  Check Service - Stop taking bad checks. We offer 100% check guarantee with the lowest rates and fees.
  •  Gift and Loyalty Card Programs - Trying to gain new customers and keep old ones? Need a way to reward your
      loyal customers? Now you can with our gift and loyalty card program!
  •  Electronic Benefit Transfers (EBT) - EBT is an electronic system in the United States that allows state
      governments to provide benefits to authorized recipients via a plastic debit card. Common benefits provided via
      EBT are typically sorted into two general categories: Food Stamp and Cash benefits.
  •  Fleet Card Program - Cards designed for companies that want to manage, track, and control vehicle fuel and
      service expenses.